There are two types of credit impaired borrowers.
Those with past credit problems that have now been fixed, and those with current credit problems.
If you've had problems and fixed them ...
Past credit issues may complicate your loan application. They are summarised in a "credit file" which any potential lender may ask to see. You may be considered credit impaired if you have:
Credit applications, enquiries and overdue accounts remain on your credit file for five years, while bankruptcy information is retained for seven years.
If you still have credit problems ...
If you still have credit problems – even if your problems weren't your fault – the right loan can help get your problems under control. By restructuring your existing loans and bringing them into your home loan, you can pay off your loan faster, or lower the burden of repayments.
How APO Finance can help
At eChoice, our experienced home loan consultants can help by finding you the right loan to let you get your finances straight again.We have access to specialist lenders who know how to deal with issues like yours.
Your details stay private
When you
apply online, we don't require specific details of the problems you've had. If you do choose to provide us with personal information, we keep it private and secure.
Please contact the lending professionals at APO Finance to discuss all your loan requirements.
Call 07 3387 2200 or
Contact Us by clicking here.
