• About APO Finance
  • Why use APO Finance?
• Home Loan Solutions
  • First Home Buyers
  • Investors
  • Refinance
  • Debt Consolidation
  • Self Employed
  • Reverse Mortgage
• APO Lenders
• Loan Types
• Calculators
  • Borrowing Power
  • Repayments
  • Stamp Duty
• Information
  • Basic Guide-Home Loans
  • 16 Tips for a better loan
  • Treat as an Investment
  • To Rent or Buy?
  • Basic Guide-Refinancing
  • The Right Way
  • Cost of Refinancing
  • Credit Problems
  • Beat Rising Rates
  • The Effect of GST
  • Dictionary
• Contact Us
• Make an appointment
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First Home Buyers

If you are in the market to buy your first home, then APO Finance is the right place to help you achieve your dream.  With years of experience helping Australians get into their first home, APO Finance can also offer you some great advice on the best property to look for as well as assist you to find your first home.

How APO can help you!

We know this can be an exciting but stressful time. APO Finance can make your job that much easier by doing the lending legwork for you and provide you with the best products and loans from our panel of lenders which will best suit you. We will keep in touch throughout the entire process and assist you every step of the way - all at no cost to you!

Also, we can arrange for a loan pre-approval (subject to a Property Valuation) which can make your job finding a new home that much easier knowing exactly how much you can borrow, and give you confidence when negotiating with real estate agents, letting them know you are a serious buyer.

Why use APO Finance instead of a bank?

Our team has access to hundreds of loans from many lenders, including all the major banks, not just a few loans from one lender. We also act as your representative to the lender and assist you in all areas of your application, and work hard to achieve the best outcome for you.

The First Home Owners Grant

Introduced to help Australians to buy or build their first home, the Federal Government's one-off First Home Owners Grant offers eligible people a grant towards purchasing their first home.  For more information, contact APO Finance and we will be happy to assist you in applying for the grant as well as provide you with information on a range of state concessions available to you.   You can also check out the Federal Government website for more information.

How much are you able to borrow?

Feel like you won’t be able to borrow enough for your first home?  You may be interested to know that some lenders may allow you to borrow more than others?  Each lender has their own lending policies and criteria meaning they each calculate differently the amount of money they will lend you.  The advantage of speaking to APO Finance is that we can tell you the maximum you may be able to borrow from a variety of lenders.

Getting started

The best way to get started is to call or make an appointment with APO Finance and we will go through all the information you will need to get you into your first home sooner - call 07 3387 220 today!